How to Raise Your Credit Score - ads28.com :: Ads28 Online Advertisement

Today's Post

test banner

Post Top Ad

Responsive Ads Here

Post Top Ad

Responsive Ads Here

How to Raise Your Credit Score

How to Raise Your Credit Score

Your credit score has a direct impact on the interest rate you will have to pay when you borrow money. It is a three digit number from 300 to 850 so unless you are able to raise your credit score, chances are no one is willing to approve a loan. But help is on the way.
By following these tips, you are sure to see an improvement.

First, find out what is your credit score. You can get this information from FICO that is a system developed by the Fair Isaac Corporation. 

When you have the information, it is time to cut some off your expenses temporarily and start paying off those credit card debts. If you have more than one credit card, work off the one with the highest interest rate first. 

If your credit score is not that bad, make sure that you do not use your credit card almost to its limit because this too may affect your credit score even if you are able to pay the bill when it arrives. A good example is to stick only to 30% of the card limit. For those who may have a hard time keeping track of all this, it is best to put all your bills into a finance software program to monitor your expenses. 

Sometimes your credit score is goes down because your lender has given you a lower limit when you know for a fact that it is much higher. To prevent this from happening, it is best to check this on a regular basis and if there is a mistake, this can easily be corrected by calling up your lender so this information can be corrected. 

You should only have two credit cards so you are able to keep track when the due date is. For those who have more than two, it is best to pay them off and cancel the rest. When you only have two cards left, keep the oldest one since this is what credit bureaus look at as basis of your credit score. Keep in mind that you don’t have to use it regularly. The important thing is that it is still working. 

We all make mistakes and sometimes we forget to pay our credit card bills on time. If this has only happened once, perhaps you can talk to your lender about it so he or she can remove this from your record. That way, your credit card score won’t be affected. 

But if the amount isn’t that big and you refuse to pay for it because you feel that you charged unjustly, the collection agency won’t even bother to check it as this is no big deal. 

The things that affect your credit score include charge off’s, collections and negatives that were not yours in the first place, late payments,  low credit limits reported, accounts listed as paid as agreed, paid derogatory, paid charge off or settled, accounts listed as unpaid and lastly, negative items that have occurred over a seven period. 

How to raise your credit score will not happen overnight so you have to pay your bills on time, check your credit limits and make sure previous loans have been settled. That way, there won’t be a problem when a lender conducts a background check on your credit history and your loan can be approved.

No comments:

Post a Comment

Domain for sale

Domain for sale
Networking (12) video (12) Dofollow Backlinks (9) Social Bookmarking Sites (9) Bookmarking Site (8) Free Directory List (8) google Adsense (8) marketing (8) Adsense Safe.Website Traffic (7) Authority Domains (7) EDU - GOV Backlinks (7) Web Directory Site (7) directory sites seo (7) Adsense (6) Domain (6) Sale Domain (6) ads28 (6) business (6) mlm (6) network (6) network marketing (6) whitehat backlinks (6) Online Dating (5) Page Rank Domain Sale (5) seo (5) Adsense ad units (4) Boost your Alexa (4) business networking (4) buy domain (4) internet marketing (4) Most famous Viral video (3) News (3) dating (3) marketing tips (3) referrals (3) Bank (2) Banks (2) Business/Job opportunity (2) Client Attraction Coach (2) Health Insurance (2) IRDA Grievance Call Centre (2) Leni Chauvin (2) Life Insurance (2) Most viewed YouTube videos (2) REAL Visitors (2) Sell PR Domains (2) Sell Premium Page Rank PR Domains (2) Usefull TollFree Numbers (2) Viral video on youtube (2) Website Traffic (2) Western Digital India Customer Care Number (2) adult dating online (2) buy twitter follower (2) customers (2) downline (2) godaddy (2) internet (2) marketing ideas (2) marketing strategy (2) money (2) professional development (2) sales (2) seo site (2) services (2) small business marketing (2) web traffic (2) Aadhaar Card (1) Aadhaar Card Toll Free Number (1) Agreement as valid Address Proof. (1) Apartment for Rent in burj khalifa (1) Apartment for sale in burj khalifa (1) Apartment in dubai downtown for rent (1) Asian Paints (1) Asian Paints Customer Care (1) BEST FUNNY NEWS (1) BLOOPERS 2016 (1) Backlinks (1) Beautiful Water Painting (1) Bharat Gas (1) Bharat Gas Customer Care Phone Number (1) Blank Space (1) Blog guest post (1) Blogger Website (1) Blogs (1) Bookmarking (1) Bookmarking service (1) Building (1) Business Website (1) Business group (1) Business organizations (1) Business-group (1) Business-organizations (1) CIBIL (1) CIBIL Customer Care (1) Carrier AC Customer Care (1) Chanakya IAS Academy (1) Chanakya IAS Academy Ahmedabad (1) Chanakya IAS Academy Coaching (1) Chanakya IAS Academy Hazaribagh (1) Chanakya IAS Academy Ranchi (1) Chanakya IAS Academy South Delhi (1) Chat (1) Click2Protect (1) Coach (1) Communication (1) Consumer Affairs Department (1) Consumer Helpline (1) Credit Information Bureau (1) Custom and Professional Blogger Website (1) Data Entry from home for money (1) Date (1) Dating Online (1) Deepak Bansal IPS - Success Speaks Episode 8 (1) Dell Customer Support (1) Desi (1) Do follow Social Bookmarking Sites (1) Dofollow Social BookMark (1) Domains (1) Ebay Customer Care (1) Ebay Customer Care India (1) Ebay Customer Care Number (1) Ebay Customer Care Number In India (1) Ebay Customer Complaints (1) Ebay Customer Service (1) Ebay Customer Support (1) FACEBOOK page LIKE (1) FIRST KISS (1) Facebook is a social networking (1) FedEx (1) FedEx Customer Care (1) Federal Bank Customer Care Number (1) Forums (1) Free Dating (1) Free Online Dating (1) Fujitsu Laptop (1) Gangnam Style (1) General Insurance (1) Get an edge (1) HDFC Life (1) HDFC Life Customers Service Number (1) HDFC Mutual Fund or Investment Services Account (1) HOW TO KISS (1) HOW TO KISS TUTORIAL (1) Health India TPA Services Toll Free number (1) Health Insurance TPA (1) Helpline Number at Amazon (1) High Authority Backlinks (1) Highlight your Service (1) Highlight your Service on seoclerks.com (1) Home Based Data Entry (1) IRDA Contact Number (1) IRDA Head Office (1) Indian (1) Insurance Regulatory and Development Authority IRDA Contact Number (1) Jab Harry Met Sejal Trailer (1) Kingson Dream (1) Kingson Dream Motivational Video (1) Know your business (1) LMFAO (1) Laugh (1) List of Non-Life Insurance Companies in India (1) List of Non-Life Insurance Companies in India (1) Listen (1) MLM Email Leads (1) MLM Lead Generation (1) MLM Leads (1) MLM Leads List (1) Man (1) Mangalayatan University Customer Care (1) Mediclaim TPA (1) Meeting friends (1) Men (1) Millionaire (1) Millionaire Dating (1) Millionaires (1) Mini Desktop Computer (1) Motivational Video (1) Myspace (1) PR Backlinks (1) Pagerank Backlinks (1) Pakistani (1) Passport Seva (1) Passport Seva Customer Care Number Toll Free (1) Paypal Customer Care‎ (1) Paypal India Customer Care‎ (1) Paypal India Customer Care‎ : 1800-212-3852 (1) Picture rating (1) Pizza Hut 50% Off Pizza Coupons‎ (1) Pizza Hut Buy 1 Get 1 Pizza Free‎ (1) Pizza Hut Coupons Promo Coupon (1) Pizza Hut Flat 50% Off Coupon‎ (1) Psy (1) RDP Mini PC (1) Registered Rent Agreement as valid Address Proof (1) Results (1) Rich (1) Rich Dating (1) Rich Men Dating (1) SBI NRI Services (1) SMS (1) SWIFT Code (1) SWIFT Code of SBI (1) Sell Buy (1) Sell Page Rank Domains (1) Selling (1) Small PC (1) South Asian (1) Stock Broker (1) Success (1) TP LINK India Customer Care Number (1) TPA For Mediclaim (1) TPA Health Services (1) TUTORIAL (1) Taylor Swift (1) The Real Secrets (1) The Real Secrets To Success (1) Time (1) Transformation Success (1) Twitter Profile Verified (1) Type at home (1) Typing Simple Data Entry (1) UID (1) UIDAI (1) UNDRESS ME (1) Ultimate Like a Boss Compilation 2015 (1) Unique Identification Authority of India (1) Vip Bookmark (1) Water Painting (1) Wealthy (1) Wealthy Man (1) Wealthy Men (1) Wealthy Men Dating (1) Web Visit (1) Western Digital (1) Western Digital India (1) ath (1) backlink (1) business card (1) business growth (1) business opportunity (1) buy Facebook like (1) buy Blogger Website (1) career advancement (1) career success (1) careers (1) careet (1) chicago dating (1) click to protect (1) coaching (1) conference (1) control your laughter (1) custom domain (1) desis (1) directory submission seo marketer (1) duplicating (1) ebook (1) effective (1) effective learning (1) elevator pitch (1) employment (1) enterprise (1) fednet toll free (1) friendship (1) google plus followers (1) home (1) home based business (1) home business (1) homebased business (1) information (1) interviewing (1) job offers (1) job search (1) joint ventures (1) kiss (1) letter of recommendation (1) letter of reference (1) letter writing (1) list of general insurance companies (1) marketing strategies (1) mentoring (1) mlm business (1) mlm business opportunity (1) mlm home business (1) mlm lead (1) mlm network marketing (1) mlm opportunity (1) networking on the internet (1) networking while finding a job (1) networkmarketing (1) networks (1) off optimization seo (1) online business (1) pNewsarty rock anthem (1) personal success (1) personalised profiles (1) profit (1) promotion (1) relationship (1) relationship building (1) residual (1) residual income (1) sales skills (1) sell Blogger Website (1) seoclerks.com (1) simplify (1) small business (1) social networking (1) steve jobs biographie (1) steve jobs biographie livre (1) steve jobs film (1) steve jobs histoire (1) steve jobs histoire de la pomme (1) strangers (1) trust (1) twitter follower (1) values (1) what do you do (1) work at home (1) work at home business opportunity mlm (1) young adults (1) youtube views (1) ‎ Bookmarking Sites (1)

Post Top Ad

Responsive Ads Here